A new way to Save. Invest. Build.

Zera Convenant Scheme is a savings and investment community created to help members build disciplined financial habits, grow capital and create lasting wealth.

A community of wealth builders, visionary investors and Kingdom stewards.

What does Zera mean?

זֶרַע

ze·ra / noun, Hebrew

1. Seed.

Every seed carries the potential for growth, multiplication and a future beyond itself.

That is the heart of Zera.

Our first-year focus

There will be no lending during the first year.

  1. 01

    Grow the SACCO’s capital base

  2. 02

    Invest funds prudently

  3. 03

    Strengthen governance and financial systems

  4. 04

    Prepare for future member lending

How to join

Registration feeUGX 50,000
Annual subscriptionUGX 20,000
Minimum monthly savingsUGX 20,000
Share priceUGX 50,000
Minimum shareholding1 share

Why Zera?

01

Build ownership through shares

02

Develop consistent saving habits

03

Position yourself for future investment opportunities

04

Grow within a community committed to sustainable wealth

Who can join?

Membership is open to eligible persons within the Zera community, subject to the SACCO’s membership requirements and approval.

Questions

Will Zera lend to members in the first year?

No. There will be no lending during the first year. The year is given to growing the capital base, investing funds prudently, strengthening governance and financial systems, and preparing for future member lending.

What does it cost to become a member?

A registration fee of UGX 50,000, an annual subscription of UGX 20,000, and at least one share at UGX 50,000. From there you save a minimum of UGX 20,000 every month.

What is a share?

Shares are how members build ownership in Zera. One share costs UGX 50,000 and every member holds at least one.

Who is eligible?

Membership is open to eligible persons within the Zera community, subject to the SACCO’s membership requirements and approval.

Join today

A community of wealth builders, visionary investors and Kingdom stewards.

Request membership

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